Terms of Service

Last Updated: 1/1/2026

1. Acceptance of Terms

By accessing and using The CFO ("we", "our", or "us"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to abide by these terms, please do not use this service.

2. Use of Service

The CFO is a personal finance tool designed to help you track expenses and split bills. By using our service, you agree to:

  • Provide accurate and complete information when creating an account.
  • Maintain the security of your account credentials.
  • Not use the service for any illegal or unauthorized purpose.
  • Not attempt to hack, disrupt, or reverse-engineer our infrastructure.

3. User Content & Data

You retain all rights and ownership of the data (transactions, categories, images) you enter into The CFO. By using the service, you grant us a worldwide, non-exclusive license to use, store, and display your content solely for the purpose of operating the service.

4. Disclaimer of Warranties

The service is provided on an "as is" and "as available" basis. The CFO makes no warranties, expressed or implied, regarding the accuracy, reliability, or availability of the service.

Financial Disclaimer

The CFO is not a banking institution, tax advisor, or professional financial planner. The calculations provided by the app are for informational purposes only. You should verify all financial data independently before making actual payments.

5. Termination

We reserve the right to terminate or suspend access to our service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Limitation of Liability

In no event shall The CFO, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

7. Contact Us

If you have any questions about these Terms, please contact us at support@thecfo.app.